4 September 2026 · Penalties
AML Penalties & Enforcement
AML violations by DNFBPs carry administrative fines generally from AED 50,000 to AED 1,000,000 per violation, with higher penalties (up to AED 5 million) for serious breaches. Failure to register on goAML, weak customer due diligence, and failure to file Suspicious Transaction Reports are among the most heavily penalised, and STR failures can carry criminal liability, not just fines.
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How much it costs
Penalties are per violation.
- AED 50,000 to AED 1,000,000 per violation.
- Up to AED 5 million for serious breaches.
- Non-registration heavily penalised.
- Weak CDD is a common finding.
Beyond fines
STR failures are serious.
- STR failures can be criminal.
- Licence and reputational consequences.
- Repeated breaches escalate.
- Inspections are increasing.
Related guides
Frequently Asked Questions
For understanding the stakes.
How much are AML fines for DNFBPs?
Generally AED 50,000 to AED 1,000,000 per violation, with up to AED 5 million for serious breaches.
What is the most penalised breach?
Failure to register on goAML, weak customer due diligence, and failure to file STRs.
Can AML breaches be criminal?
Yes. Failure to file a required STR can carry criminal liability.
Can Exiloz reduce our risk?
Yes. We build compliant AML processes that stand up to inspection.
Avoid AML penalties
Exiloz builds AML compliance that keeps you clear of the AED 50k–1m fines.