4 September 2026 · Dubai Sectors
AML for Dubai Real Estate & Gold Traders
Dubai's real-estate brokers and precious-metal and stone dealers are among the highest-risk DNFBPs, so their AML duties are watched closely. Beyond registering on goAML, they must run robust customer due diligence, identify beneficial owners behind buyers, apply enhanced checks to high-value and cash transactions, and file the required reports (including for large cash dealings) through the FIU. Strong, documented processes are essential.
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Broker AML duties
Property is a key AML focus.
- Identify buyers and their beneficial owners.
- Enhanced due diligence on high-value deals.
- Report large or cash transactions as required.
- Keep documented CDD files.
Gold & precious stones
High-value dealers face close scrutiny.
- CDD on customers and sources of funds.
- Special attention to cash transactions.
- Sanctions screening.
- Report suspicions via goAML.
Related guides
Frequently Asked Questions
For Dubai's highest-risk DNFBPs.
Do Dubai real-estate brokers need AML compliance?
Yes. They are DNFBPs and must register on goAML, run CDD, and report suspicious and large cash transactions.
Do gold traders have extra duties?
Dealers in precious metals and stones must apply strong CDD and pay particular attention to cash transactions and sources of funds.
What is enhanced due diligence?
Deeper checks applied to higher-risk clients and transactions, such as high-value or complex deals.
Can Exiloz build sector AML for us?
Yes. We tailor AML processes to Dubai real-estate and dealer businesses.
Sector-ready AML compliance
Exiloz builds AML processes tailored to Dubai real-estate and dealer businesses.