4 September 2026 · Definition
What Is a DNFBP
A DNFBP (Designated Non-Financial Business or Profession) is a non-financial business the UAE brings within its AML/CFT rules because of its money-laundering risk. There are five categories: real-estate brokers and agents; dealers in precious metals and stones; independent accountants and auditors; lawyers and notaries for certain transactions; and corporate service providers. If your activity fits, you must register on goAML and run AML compliance.
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The five DNFBP types
AML rules follow the activity.
- Real-estate brokers and agents.
- Dealers in precious metals and stones.
- Independent accountants and auditors.
- Lawyers/notaries (certain activities) and CSPs.
Money-laundering risk
These sectors are higher-risk gateways.
- Handle high-value or cross-border flows.
- Facilitate ownership and transactions.
- Regulated to detect and report crime.
- Supervised by the Ministry of Economy.
Related guides
Frequently Asked Questions
For confirming whether you are a DNFBP.
Is my accounting firm a DNFBP?
Yes. Independent accountants and auditors are one of the five DNFBP categories.
Are real-estate brokers DNFBPs?
Yes. Real-estate brokers and agents are DNFBPs and must comply with AML rules.
What about company-formation businesses?
Corporate service providers are DNFBPs and are caught by the AML regime.
Can Exiloz confirm my status?
Yes. We check your activity against the DNFBP categories.
Are you a DNFBP?
Exiloz confirms whether your business is a DNFBP and what it must do.