13 September 2026 · Property
Golden Visa via Property (AED 2M Rule)
You qualify for the Golden Visa with UAE real estate valued at AED 2 million or more, evidenced by a Dubai Land Department valuation. A 2026 federal rule change removed the old requirement to have paid 50% (or at least AED 1 million) up-front, so mortgaged and off-plan properties now qualify once the certified valuation reaches AED 2 million and the bank or developer issues a no-objection certificate. Multiple properties can be combined to reach the threshold.
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AED 2 million property
Value is what matters.
- Property valued at AED 2 million or more.
- Evidenced by a DLD valuation.
- Combine multiple properties if needed.
- 10-year visa on the property route.
Mortgaged and off-plan now count
A major easing.
- Old 50%/AED 1m up-front rule removed.
- Mortgaged property qualifies.
- Off-plan qualifies once valued at AED 2m.
- Bank/developer NOC required if financed.
Related guides
Frequently Asked Questions
For property investors.
Can I get a Golden Visa with a mortgaged property?
Yes. After the 2026 change, mortgaged property qualifies once the certified valuation reaches AED 2 million and the bank issues a no-objection certificate.
Does off-plan property count?
Yes, once the certified valuation reaches AED 2 million, with a developer no-objection certificate.
Can I combine properties?
Yes. Multiple properties can be combined to reach the AED 2 million threshold.
Can Exiloz handle the property application?
Yes. We prepare the valuation, NOC and application.
Qualify through property
Exiloz handles the valuation, NOC and application for the property route.