A tidy Dubai office desk with a closed quotation folder, a calculator turned face down, and three neatly clipped invoice bundles beside a blank monthly planner, warm side light, no people
  • 08 September, 2026
  • By Safwan, Managing Partner
  • Accounting

Last reviewed by the Exiloz tax team against the UAE legislation in force on that date. Tax law moves — confirm any figure against tax.gov.ae before you act on it.

The monthly fee is not the annual cost

A Dubai business owner comparing accounting quotes is rarely comparing the same service. One provider prices ledger work only. Another includes VAT review, reconciliations and year-end tax schedules. The lower monthly number can be the higher bill once the excluded work arrives. There is no official UAE price list for outsourced accounting. The useful question is what the quote produces, how often it is reviewed, and what happens when a filing or clean-up project falls outside the monthly scope. If you would rather not handle this in house, this is what our outsourced accounting cost covers.

Outsourcing works when the handover is clear. You are buying a repeatable accounting process, not just a person to enter invoices.

A monthly price is only the first line of the quote

The phrase ‘outsourced accounting’ covers very different jobs in Dubai. It may mean data entry into software. It may mean monthly close, management accounts, VAT support, Corporate Tax work, payroll coordination or all of them. A quote that uses the phrase without a deliverables list is not ready to compare.

Ask for the price in two views: a recurring monthly amount and a list of one-off or annual charges. That second view is where year-end adjustments, opening-balance clean-up, tax registrations and filing support usually appear. The number you need is the cost for the full year you expect to operate.

Recurring bookkeeping and compliance are different jobs

Bookkeeping records transactions. Accounting closes the period, explains the result and gives the owner numbers that can support a decision. The distinction matters because a low-cost bookkeeping quote can leave bank reconciliations, accruals, fixed assets and review work with you. The difference is set out more fully in the existing bookkeeping versus accounting guide.

WorkstreamWhat the quote should nameHow often
Transaction processingSales, purchases, expenses and bank entriesMonthly or agreed cut-off
ReconciliationsBank, receivables, payables and payment gatewaysMonthly
Management reportingProfit and loss, balance sheet and notesMonthly or quarterly
VAT supportReturn review, tax coding and reconciliationEach VAT period
Corporate Tax supportYear-end accounts, adjustments and return workAnnual or project-based
Clean-up workPrior-period corrections and opening balancesOne-off, if needed

The frequency is part of the price. Monthly books with a quarterly review are not the same product as monthly books with a monthly close meeting and signed reconciliation pack.

A basic package should produce usable monthly accounts

A basic recurring package should leave the ledger in a state another person can understand. At minimum, ask whether the provider will reconcile the bank, clear old customer and supplier balances, post routine accruals, maintain the fixed-asset list and send a profit and loss statement with a balance sheet.

  • A defined transaction cut-off and a named list of accounts covered.
  • Bank and payment-gateway reconciliations, with exceptions shown rather than hidden.
  • A monthly report that explains unusual movements instead of only exporting a ledger.
  • A secure handover of the accounting file, source records and working papers if the engagement ends.

Do not pay for a report that cannot be traced back to the ledger. If you cannot see which balances were reviewed, the report is presentation, not control.

VAT work adds a deadline and an evidence trail

The Federal Decree-Law No. 8 of 2017 on Value Added Tax sits behind the return work. A quote should say whether it includes tax-code review, output and input tax reconciliation, the return review, submission support and a response to follow-up questions. ‘VAT included’ is too vague.

A UAE-resident business must register for VAT when its taxable supplies and imports exceed AED 375,000 over the previous 12 months or are expected to exceed that amount in the next 30 days. Voluntary registration is available above AED 187,500 in the relevant conditions, according to the Federal Tax Authority registration guidance. Those thresholds can change the work a quote needs to cover.

VAT returns are generally due within 28 days after the end of the Tax Period, subject to the FTA’s rule for a non-working day or public holiday. Put the deadline owner in the engagement letter. The existing VAT filing guide covers the filing route. Your quote should still state who prepares the reconciliation and who checks the numbers before submission.

The FTA’s VAT guide says required VAT records must generally be retained for at least five years. If the provider stores the working papers, make sure the business can retrieve the invoices, reconciliations and filed returns after the monthly engagement ends.

Corporate Tax work is an annual project

The Federal Decree-Law No. 47 of 2022 on the Taxation of Corporations and Businesses makes the annual return a separate compliance job. The FTA says a Corporate Tax Return and Corporate Tax due must be submitted within nine months after the end of the relevant Tax Period. A monthly bookkeeping package does not automatically include the tax adjustments, schedules or EmaraTax work needed to get there.

Ask what the annual fee covers. It may include the closing trial balance, tax adjustment schedule, loss workings, return preparation and a review call. It may cover only the accounts and leave the return with another adviser. Both arrangements can be valid.

The problem is paying for one while assuming you bought the other.

  • The accounting close and the final trial balance.
  • Tax adjustments and supporting schedules, where included.
  • Corporate Tax return preparation, review and EmaraTax submission responsibilities.
  • Seven-year retention of Corporate Tax records, as required by the FTA, with access after the engagement ends.

The Federal Tax Authority says relevant Corporate Tax records must be retained for at least seven years after the end of the Tax Period. The related tax-record guide covers the retention issue. The provider can hold working papers, but the business still needs a usable copy and a clear retrieval process.

The quote needs to say what is not included

Exclusions are not a problem. Hidden exclusions are. A clean proposal should identify the events that create a separate charge, such as historical clean-up, a change of accounting software, a new branch, a tax registration, a voluntary disclosure, a stock count or a lender reporting pack.

QuestionWhy it changes costWhat to ask for
How many transactions?Volume affects processing time and review effortA monthly transaction band
Which accounts are reconciled?Bank-only is narrower than bank, gateway and control accountsA named reconciliation list
Who owns tax filings?VAT and Corporate Tax add deadlines and review workA named preparer and reviewer
Is there opening clean-up?Old balances can take longer than current entriesA fixed project scope or hourly basis
What happens at exit?The file and records must remain usableA written handover process

A quote should also state whether software subscriptions, payroll coordination, audit support, stock accounting and face-to-face meetings are included. If it says ‘as required’, ask who decides what is required and how the extra charge is approved.

The mistake we see most is buying a cheap monthly number

The mistake we see most is choosing the smallest monthly fee before listing the work. The owner then discovers that bank reconciliations are extra, VAT review is extra, the first-year clean-up is extra and the annual Corporate Tax return is a separate proposal. The original number was not wrong.

It was incomplete.

A second mistake is asking for a fixed price while leaving the transaction volume, number of bank accounts and reporting frequency open. A provider cannot price an unknown workload honestly. Give both sides enough information to write a scope.

The handover also matters. A firm that receives clean monthly records can spend its time reviewing the numbers. A firm that receives a year of unsorted statements will spend the budget finding the starting point. Price the clean-up as a project rather than hiding it inside an indefinite monthly promise.

A worked quote shows the annual cost

Illustrative example only. This is arithmetic, not a claim about the Dubai market. Suppose a proposal lists monthly bookkeeping at AED 2,000, a quarterly VAT review at AED 1,000, and annual Corporate Tax and year-end work at AED 4,000. The annual cost is AED 2,000 × 12 = AED 24,000, plus AED 1,000 × 4 = AED 4,000, plus AED 4,000. The total is AED 32,000.

Quoted itemCalculationAnnual amount
Monthly bookkeepingAED 2,000 × 12AED 24,000
Quarterly VAT reviewAED 1,000 × 4AED 4,000
Annual CT and year-end workOne quoted projectAED 4,000
Total illustrative costAED 24,000 + AED 4,000 + AED 4,000AED 32,000

Now compare that total with another proposal that has a lower monthly fee but excludes VAT review and year-end work. The comparison is not AED per month against AED per month. It is the cost of the same deliverables over the same year. If you need a written scope for outsourced accounting cost, ask for the recurring and project work to be shown separately.

The price boundary is still unsettled

One point is genuinely unsettled in public guidance: there is no official UAE tariff that assigns a standard price to outsourced bookkeeping, accounting review or tax support. The FTA publishes the obligations and filing routes. It does not turn private accounting proposals into a regulated price list.

That means a market quote is a commercial document, not proof that a particular scope is the legal minimum. It also means you should not treat the lowest quote as the official answer. Ask for the work product, deadlines, exclusions, record access and responsibility for each tax form. If a provider claims a status or accreditation, ask for the exact basis instead of assuming a monthly accounting engagement includes it.

Send a quote request that can be priced

Send the provider a short operating snapshot today. Include the accounting software, number of bank accounts, approximate monthly transaction volume, VAT position, reporting frequency and your financial year-end. State whether the books are current or need clean-up.

  1. Ask for one monthly price and a separate annual or one-off price.
  2. Require a deliverables list for reconciliations, reports, VAT and Corporate Tax work.
  3. Ask who reviews the numbers and who owns each filing deadline.
  4. Get exclusions, extra-work approval and the exit handover in writing.

The right quote is the one you can read back twelve months later and still understand. Start there.

Get A Clear Quote

Exiloz maps your bookkeeping, VAT review and year-end work into one written scope. See our outsourced accounting service before comparing proposals.

Frequently Asked Questions

How much does it cost to outsource accounting in Dubai?

The Federal Tax Authority does not set a private-market tariff for outsourced accounting. The final amount depends on transaction volume, reconciliations, reporting, VAT work, Corporate Tax work, software and clean-up. Ask each provider for the full annual cost, including one-off work, rather than comparing monthly numbers alone.


What should an outsourced accounting quote include?

A useful quote should name the transaction scope, bank and other reconciliations, reporting frequency, VAT work, year-end accounts, Corporate Tax support, software, exclusions and the exit handover. The Federal Tax Authority sets tax filing obligations, but the commercial quote must state who prepares, reviews and submits each deliverable.


Is VAT filing included in outsourced accounting?

Not automatically. The Federal Tax Authority says VAT returns are generally due within 28 days after the Tax Period ends, so the quote should state whether it includes tax coding review, reconciliation, return preparation, submission support and follow-up questions. The provider should also identify who owns the deadline and retains the working papers.


Does monthly bookkeeping include UAE Corporate Tax filing?

Not automatically. The Federal Tax Authority says a Corporate Tax Return and Corporate Tax due must be submitted within nine months after the relevant Tax Period ends. Ask whether the annual fee includes the closing trial balance, tax adjustments, schedules, return preparation, review and EmaraTax work, or only the bookkeeping.


How should I compare two Dubai accounting quotes?

Compare the same annual deliverables, not only the monthly fee. The Federal Tax Authority’s tax obligations make deadlines and records part of the practical scope. Put transaction volume, reconciliations, reports, VAT, Corporate Tax, clean-up, software, exclusions, response times and handover beside each other, then compare the resulting yearly total.